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Why Consolidate Your Student Loans?

It's January of your senior year and time to start thinking about all those loans you took to help pay for college. Between Stafford Loans, Perkins Loans and all the rest, between subsidized and unsubsidized you begin to realize that a year from now you will have run out of grace period and have to start paying back all those loans. You're going to be paying back eight different loans at eight different interest rates and eight terms. It's time to start thinking about a student consolidation loan.

A student consolidation loan could be worth it just to simplify your repayment schedules. But more importantly, if you can get a loan with a lower interest rate than you are paying on your school loans, then you can save yourself some money. If the consolidation loan extends the length of your student loan payback term, then it may have the added benefit of lowering the monthly payment now (when you aren't making a large salary). You can always increase your payments as your salary grows.

How to Consolidate Your Student Loans

After deciding to consolidate your student loans, the next step is to figure out how to go about it. You may have several choices of lenders, and what you choose could affect the amount you ultimately pay. Choose carefully.

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February 9, 2004--Canon USA features TecAccess, a worldwide leader in Electronic and Information Technology (E&IT) Accessibility and Section 508 Solutions, in its webcast entitled “Canon Universal Design and Section 508.” Produced by TV Worldwide, the three- minute video shows how TecAccess has helped to make Canon copiers and other Canon products more accessible to persons with disabilities and thus create a universal design for everyone. In the webcast, Debra Ruh, President and Founder of TecAccess, explains how Canon is committed to universal design. The webcast also includes other TecAccess associates who discuss how accessible features on Canon products have made work easier for them. To view the Canon presentation, visit the Assistive Technology Industry Association (ATIT) website at http://www.tvworldwide.com/events/atia/040114/.

Headquartered in Lake Success, New York, Canon is a major provider of professional business and consumer imaging devices and information systems. Canon products include cameras, copiers, printers, facsimile machines, electronic systems, camcorders, flatbed scanners, and optical equipment. Fortune lists Canon as one of the “Most Admired Companies in America,” and Business Week ranked Canon 39th of its “Top 100 Brands.” To learn more about Canon and its products, visit www.usa.canon.com.

TecAccess is a SBA 8(a), SDB Certified and Woman-Owned Company that is one of the leading providers of Accessibility, Section 508 solutions and Accessible Websites. It provides comprehensive services that enable its clients to understand, acquire, and deliver accessible solutions. Specifically, it offers Independent Accessibility Testing for Section 508, Section 255, and other Accessibility Acts and Legislation. It also offers consulting and training services. TecAccess has worked with prominent companies such as Canon, Circuit City, Thomson NETg, and Wachovia. In addition, it has conducted training sessions and provided accessibility testing and consulting solutions for the United States Patent and Trade Office (USPTO), Bureau of Customs and Border Protection, General Services Administration (GSA), Executive Office of the President (EOP), U.S. Department of Agriculture (USDA), and Social Security (SSA), just to name a few. The majority of TecAccess associates are persons with disabilities. For further information about TecAccess, please call (804)749-8646, e-mail druh@tecaccess.net, or visit www.TecAccess.net.